What is Third-Party + Limited Own Damage Insurance?

Third-Party + Limited Own Damage Insurance provides dual protection—it covers legal liabilities for third-party damages and also offers partial coverage for your own vehicle in specific cases like fire, theft, or total loss. This is an affordable alternative to comprehensive insurance, giving you a balance between cost and protection.

Why Choose This Policy?

• ✅ Meets Legal Requirements – Covers Mandatory third-party liabilities as per motor vehicle laws in most countries.
• ✅ Limited Own Damage Coverage – Get financial protection against fire, theft, and total loss.
• ✅ Cost-Effective – Lower premiums compared to comprehensive insurance.
• ✅ Financial Security – Prevents out-of-pocket expenses for third-party claims.
• ✅ Peace of Mind – Drive confidently without worrying about legal penalties.

What Does It Cover?

• ✔ Third-Party Liabilities – Covers bodily injury, death, or property damage caused to third parties.
• ✔ Own Damage – Compensation for partial coverage for your own vehicle in specific cases like fire, theft, or total loss.
• ✔ Property Damage – Pays for damages to third-party vehicles, buildings, or infrastructure.
• ✔ Legal Liabilities – Covers legal costs in case of third-party claims against you.

What’s Not Covered?

• ❌ Accidental damage to your own vehicle (unless it's a total loss)
• ❌ Injuries to the policyholder (driver/owner)
• ❌ Wear and tear, mechanical breakdowns
• ❌ Accidents due to drunk driving or illegal activities

Why Choose InsureOnGo.com?

• 🚀 Compare & Save – Get quotes from top insurers instantly.
• 🛠 Hassle-Free Process – Quick online purchase with minimal paperwork.
• 💳 Easy Payments – Multiple payment options for seamless transactions.
• 📜 Instant Policy Issuance – Download your policy instantly after payment.

Get Covered in 3 Simple Steps!

• 1️⃣ Enter Vehicle Details – Provide basic vehicle & personal details.
• 2️⃣ Compare Plans – Choose from multiple insurers at the best price.
• 3️⃣ Buy & Download – Pay securely and get your policy instantly!